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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,271 | $108,942+24.2% | $100,415+34.7% | $145,897-7.3% |
| Participation rate | 88.9% | 83.0%+5.9pp | 81.5%+7.4pp | 80.3%+8.6pp |
| Annual return | 12.73% | 58.27%-45.5pp | 49.47%-36.7pp | 552.29%-539.6pp |
| Employer contribution / active EE | $4,293 | $4,422-2.9% | $3,943+8.9% | $4,663-7.9% |
| Participant deferral / active EE | $10,850 | $8,461+28.2% | $8,091+34.1% | $6,689+62.2% |
| Admin fee / account holder | $16,743 | $9,702+72.6% | $7,906+111.8% | $13,390+25.0% |