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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,620 | $142,354-16.0% | $125,529-4.7% | $155,188-22.9% |
| Participation rate | 84.6% | 78.1%+6.5pp | 74.7%+9.9pp | 80.8%+3.8pp |
| Annual return | 13.95% | 306.06%-292.1pp | 202.56%-188.6pp | 148.84%-134.9pp |
| Employer contribution / active EE | $2,698 | $3,501-22.9% | $3,058-11.7% | $4,248-36.5% |
| Participant deferral / active EE | $9,578 | $5,491+74.4% | $4,813+99.0% | $6,531+46.7% |
| Admin fee / account holder | $5,877 | $19,392-69.7% | $16,298-63.9% | $14,480-59.4% |