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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,620 | $139,948-14.5% | $121,663-1.7% | $154,746-22.7% |
| Participation rate | 84.6% | 78.0%+6.6pp | 74.5%+10.1pp | 80.7%+3.9pp |
| Annual return | 13.95% | 230.52%-216.6pp | 147.54%-133.6pp | 172.34%-158.4pp |
| Employer contribution / active EE | $2,698 | $3,521-23.4% | $3,020-10.6% | $4,379-38.4% |
| Participant deferral / active EE | $9,578 | $5,629+70.2% | $4,887+96.0% | $6,730+42.3% |
| Admin fee / account holder | $5,877 | $17,321-66.1% | $14,289-58.9% | $14,365-59.1% |