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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,354 | $102,385-1.0% | $147,080-31.1% | $80,935+25.2% |
| Participation rate | 82.1% | 75.9%+6.2pp | 82.2%-0.1pp | 67.7%+14.4pp |
| Annual return | 10.55% | 135.09%-124.5pp | 420.17%-409.6pp | 35.66%-25.1pp |
| Employer contribution / active EE | $2,420 | $3,717-34.9% | $4,933-50.9% | $2,757-12.2% |
| Participant deferral / active EE | $8,810 | $6,651+32.5% | $8,066+9.2% | $4,299+104.9% |
| Admin fee / account holder | $23,488 | $7,951+195.4% | $12,989+80.8% | $6,924+239.2% |