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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $412,080 | $160,070+157.4% | $147,117+180.1% | $145,897+182.4% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 8.27% | 98.69%-90.4pp | 420.54%-412.3pp | 552.29%-544.0pp |
| Employer contribution / active EE | $12,404 | $5,285+134.7% | $4,932+151.5% | $4,663+166.0% |
| Participant deferral / active EE | $11,692 | $8,419+38.9% | $8,065+45.0% | $6,689+74.8% |
| Admin fee / account holder | $9,360 | $15,035-37.7% | $12,993-28.0% | $13,390-30.1% |