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| Provider | Service type | Compensation |
|---|---|---|
AMERICAN FUNDS6 years Filed as: CAPITAL GROUP RETIREMENT PLAN SVCS. Service code 25 · EIN 82-4555287 | Directed Trustee | $1,001 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,782 | $30,421-5.4% | $56,077-48.7% | $74,429-61.3% |
| Participation rate | 35.1% | 32.9%+2.3pp | 52.5%-17.4pp | 67.2%-32.1pp |
| Annual return | 13.03% | 24.94%-11.9pp | 1709.28%-1696.2pp | 1368.38%-1355.4pp |
| Employer contribution / active EE | $636 | $610+4.4% | $1,040-38.8% | $2,625-75.8% |
| Participant deferral / active EE | $1,847 | $1,175+57.2% | $1,954-5.5% | $4,348-57.5% |
| Admin fee / account holder | $6 | $2,363-99.8% | $2,825-99.8% | $1,944-99.7% |