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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,099 | $88,778-52.6% | $81,844-48.6% | $145,884-71.1% |
| Participation rate | 90.0% | 75.1%+14.9pp | 72.4%+17.6pp | 80.3%+9.7pp |
| Annual return | 12.77% | 1033.03%-1020.3pp | 778.87%-766.1pp | 551.85%-539.1pp |
| Employer contribution / active EE | $3,387 | $3,087+9.7% | $2,916+16.1% | $4,662-27.4% |
| Participant deferral / active EE | $3,300 | $4,648-29.0% | $4,323-23.7% | $6,690-50.7% |
| Admin fee / account holder | $3,784 | $8,430-55.1% | $7,355-48.5% | $13,392-71.7% |