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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,480 | $76,522-91.5% | $56,033-88.4% | $145,884-95.6% |
| Participation rate | 100.0% | 63.2%+36.8pp | 52.5%+47.5pp | 80.3%+19.7pp |
| Annual return | 9.97% | 3014.28%-3004.3pp | 1711.38%-1701.4pp | 551.85%-541.9pp |
| Employer contribution / active EE | $1,170 | $1,382-15.4% | $1,041+12.4% | $4,662-74.9% |
| Participant deferral / active EE | $2,783 | $2,624+6.1% | $1,954+42.4% | $6,690-58.4% |
| Admin fee / account holder | $366 | $3,328-89.0% | $2,827-87.0% | $13,392-97.3% |