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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $249,851 | $99,995+149.9% | $85,063+193.7% | $145,978+71.2% |
| Participation rate | 100.0% | 74.1%+25.9pp | 67.5%+32.5pp | 80.3%+19.7pp |
| Annual return | 11.59% | 83.99%-72.4pp | 66.54%-54.9pp | 550.52%-538.9pp |
| Employer contribution / active EE | $14,537 | $3,231+349.9% | $2,727+433.0% | $4,662+211.8% |
| Participant deferral / active EE | $13,062 | $5,295+146.7% | $4,523+188.8% | $6,690+95.3% |
| Admin fee / account holder | $2,915 | $7,255-59.8% | $6,155-52.6% | $13,400-78.2% |