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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $242,652 | $89,259+171.9% | $107,187+126.4% | $82,637+193.6% |
| Participation rate | 69.2% | 67.9%+1.3pp | 75.0%-5.8pp | 68.1%+1.2pp |
| Annual return | 16.20% | 21.02%-4.8pp | 204.55%-188.4pp | 53.51%-37.3pp |
| Employer contribution / active EE | $4,316 | $3,080+40.1% | $3,782+14.1% | $2,552+69.1% |
| Participant deferral / active EE | $9,269 | $4,037+129.6% | $5,096+81.9% | $4,126+124.6% |
| Admin fee / account holder | $102,970 | $7,381+1295.0% | $9,162+1023.8% | $7,339+1303.1% |