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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $196,911 | $125,190+57.3% | $105,624+86.4% | $145,897+35.0% |
| Participation rate | 100.0% | 77.6%+22.4pp | 75.3%+24.7pp | 80.3%+19.7pp |
| Annual return | 10.78% | 225.22%-214.4pp | 116.20%-105.4pp | 552.29%-541.5pp |
| Employer contribution / active EE | $10,840 | $3,720+191.4% | $3,168+242.2% | $4,663+132.5% |
| Participant deferral / active EE | $12,579 | $5,716+120.1% | $5,013+151.0% | $6,689+88.1% |
| Admin fee / account holder | $378 | $17,138-97.8% | $10,961-96.5% | $13,390-97.2% |