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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $182,171 | $111,785+63.0% | $93,669+94.5% | $145,877+24.9% |
| Participation rate | 100.0% | 74.2%+25.8pp | 68.7%+31.3pp | 80.3%+19.7pp |
| Annual return | 32.34% | 203.79%-171.4pp | 133.59%-101.2pp | 551.28%-518.9pp |
| Employer contribution / active EE | $4,313 | $3,096+39.3% | $2,424+77.9% | $4,663-7.5% |
| Participant deferral / active EE | $4,245 | $4,919-13.7% | $4,416-3.9% | $6,691-36.6% |
| Admin fee / account holder | $10,083 | $10,256-1.7% | $8,291+21.6% | $13,402-24.8% |