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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $182,171 | $111,830+62.9% | $93,696+94.4% | $145,884+24.9% |
| Participation rate | 100.0% | 74.2%+25.8pp | 68.7%+31.3pp | 80.3%+19.7pp |
| Annual return | 32.34% | 204.08%-171.7pp | 133.74%-101.4pp | 551.85%-519.5pp |
| Employer contribution / active EE | $4,313 | $3,093+39.4% | $2,422+78.1% | $4,662-7.5% |
| Participant deferral / active EE | $4,245 | $4,920-13.7% | $4,417-3.9% | $6,690-36.5% |
| Admin fee / account holder | $10,083 | $10,249-1.6% | $8,287+21.7% | $13,392-24.7% |