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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $200,798 | $89,259+125.0% | $107,187+87.3% | $82,637+143.0% |
| Participation rate | 78.1% | 67.9%+10.2pp | 75.0%+3.1pp | 68.1%+10.1pp |
| Annual return | 12.22% | 21.02%-8.8pp | 204.55%-192.3pp | 53.51%-41.3pp |
| Employer contribution / active EE | $1,112 | $3,080-63.9% | $3,782-70.6% | $2,552-56.4% |
| Participant deferral / active EE | $5,246 | $4,037+29.9% | $5,096+2.9% | $4,126+27.1% |
| Admin fee / account holder | $1,568 | $7,381-78.8% | $9,162-82.9% | $7,339-78.6% |