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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,733 | $78,690+78.8% | $161,489-12.9% | $87,485+60.9% |
| Participation rate | 96.7% | 67.5%+29.2pp | 78.7%+18.0pp | 68.9%+27.7pp |
| Annual return | 16.95% | 32.74%-15.8pp | 89.72%-72.8pp | 26.06%-9.1pp |
| Employer contribution / active EE | $6,525 | $2,588+152.1% | $4,268+52.9% | $2,596+151.3% |
| Participant deferral / active EE | $5,548 | $3,311+67.6% | $5,630-1.5% | $4,274+29.8% |
| Admin fee / account holder | $49,880 | $6,724+641.9% | $16,006+211.6% | $7,775+541.6% |