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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,733 | $77,814+80.9% | $158,223-11.1% | $86,983+61.8% |
| Participation rate | 96.7% | 68.4%+28.3pp | 79.2%+17.5pp | 69.5%+27.1pp |
| Annual return | 16.95% | 30.54%-13.6pp | 52.09%-35.1pp | 25.83%-8.9pp |
| Employer contribution / active EE | $6,525 | $2,592+151.7% | $4,109+58.8% | $2,584+152.5% |
| Participant deferral / active EE | $5,548 | $3,270+69.7% | $5,467+1.5% | $4,194+32.3% |
| Admin fee / account holder | $49,880 | $5,879+748.4% | $16,047+210.8% | $7,856+534.9% |