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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,392 | $56,197+91.1% | $67,652+58.7% | $59,633+80.1% |
| Participation rate | 62.0% | 71.5%-9.5pp | 75.7%-13.7pp | 68.7%-6.7pp |
| Annual return | 1.16% | 18508.10%-18506.9pp | 6625.40%-6624.2pp | 2041.45%-2040.3pp |
| Employer contribution / active EE | $3,521 | $1,615+118.1% | $2,266+55.4% | $2,203+59.9% |
| Participant deferral / active EE | $2,554 | $2,844-10.2% | $3,560-28.3% | $3,192-20.0% |
| Admin fee / account holder | $1,139 | $3,958-71.2% | $4,821-76.4% | $4,297-73.5% |