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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,947 | $180,749-67.9% | $160,784-64.0% | $137,256-57.8% |
| Participation rate | 90.9% | 80.0%+10.9pp | 77.0%+14.0pp | 80.0%+10.9pp |
| Annual return | 11.31% | 2234.46%-2223.1pp | 1803.92%-1792.6pp | 220.34%-209.0pp |
| Employer contribution / active EE | $1,019 | $4,155-75.5% | $3,733-72.7% | $4,156-75.5% |
| Participant deferral / active EE | $1,215 | $6,844-82.3% | $6,293-80.7% | $6,407-81.0% |
| Admin fee / account holder | $2,484 | $10,397-76.1% | $9,717-74.4% | $12,270-79.8% |