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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $327,632 | $174,379+87.9% | $152,093+115.4% | $138,895+135.9% |
| Participation rate | 100.0% | 81.6%+18.4pp | 77.8%+22.2pp | 79.9%+20.1pp |
| Annual return | 12.01% | 74.86%-62.8pp | 66.36%-54.3pp | 145.39%-133.4pp |
| Employer contribution / active EE | $11,852 | $4,652+154.8% | $4,175+183.9% | $4,194+182.6% |
| Participant deferral / active EE | $12,627 | $6,159+105.0% | $5,451+131.6% | $6,396+97.4% |
| Admin fee / account holder | $6,794 | $16,880-59.7% | $14,497-53.1% | $12,562-45.9% |