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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,894 | $102,393-37.6% | $147,041-56.5% | $80,911-21.0% |
| Participation rate | 92.3% | 75.9%+16.5pp | 82.2%+10.1pp | 67.6%+24.7pp |
| Annual return | 8.76% | 134.95%-126.2pp | 419.21%-410.5pp | 35.63%-26.9pp |
| Employer contribution / active EE | $1,282 | $3,715-65.5% | $4,935-74.0% | $2,756-53.5% |
| Participant deferral / active EE | $3,927 | $6,647-40.9% | $8,071-51.3% | $4,297-8.6% |
| Admin fee / account holder | $13,201 | $7,943+66.2% | $13,006+1.5% | $6,935+90.4% |