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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $647,569 | $184,014+251.9% | $161,149+301.8% | $138,895+366.2% |
| Participation rate | 95.2% | 82.1%+13.2pp | 78.8%+16.4pp | 79.9%+15.3pp |
| Annual return | 10.77% | 21.52%-10.8pp | 21.16%-10.4pp | 145.39%-134.6pp |
| Employer contribution / active EE | $12,456 | $5,055+146.4% | $4,360+185.7% | $4,194+197.0% |
| Participant deferral / active EE | $15,347 | $6,909+122.1% | $6,153+149.4% | $6,396+139.9% |
| Admin fee / account holder | $866 | $18,027-95.2% | $15,194-94.3% | $12,562-93.1% |