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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $372,417 | $145,431+156.1% | $211,142+76.4% | $87,485+325.7% |
| Participation rate | 93.3% | 84.7%+8.6pp | 87.3%+6.0pp | 68.9%+24.4pp |
| Annual return | 19.17% | 27.21%-8.0pp | 46.84%-27.7pp | 26.06%-6.9pp |
| Employer contribution / active EE | $11,860 | $4,662+154.4% | $6,442+84.1% | $2,596+356.8% |
| Participant deferral / active EE | $7,633 | $6,859+11.3% | $9,284-17.8% | $4,274+78.6% |
| Admin fee / account holder | $23,260 | $17,052+36.4% | $19,076+21.9% | $7,775+199.2% |