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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $172,378 | $106,749+61.5% | $145,433+18.5% | $82,448+109.1% |
| Participation rate | 96.0% | 75.6%+20.4pp | 82.1%+13.9pp | 68.1%+27.9pp |
| Annual return | 13.89% | 27.59%-13.7pp | 66.58%-52.7pp | 41.64%-27.7pp |
| Employer contribution / active EE | $2,201 | $3,444-36.1% | $4,554-51.7% | $2,551-13.7% |
| Participant deferral / active EE | $6,614 | $6,519+1.5% | $7,897-16.3% | $4,139+59.8% |
| Admin fee / account holder | $21,650 | $8,390+158.1% | $13,129+64.9% | $7,234+199.3% |