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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $371,892 | $72,071+416.0% | $68,368+444.0% | $137,256+170.9% |
| Participation rate | 78.9% | 76.2%+2.7pp | 73.8%+5.2pp | 80.0%-1.0pp |
| Annual return | 12.26% | 353.14%-340.9pp | 292.57%-280.3pp | 220.34%-208.1pp |
| Employer contribution / active EE | $18,449 | $2,788+561.8% | $2,649+596.5% | $4,156+343.9% |
| Participant deferral / active EE | $6,490 | $4,410+47.2% | $4,123+57.4% | $6,407+1.3% |
| Admin fee / account holder | $44,379 | $5,336+731.8% | $5,150+761.8% | $12,270+261.7% |