Retirement plan

PROFIT SHARING & SAVINGS PLAN FOR EMPLOYEES OF CRANESVILLE BLOCK CO.,

Name: CRANESVILLE BLOCK CO., INC. - PROFIT SHARING & SAVINGS PLAN FOR EMPLOYEES OF CRANESVILLE BLOCK CO., (2025) Form 5500
Creator: CRANESVILLE BLOCK CO., INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, PROFIT SHARING & SAVINGS PLAN FOR EMPLOYEES OF CRANESVILLE BLOCK CO.,, CRANESVILLE BLOCK CO., INC.

CRANESVILLE BLOCK CO., INC.EIN 14-1424795Plan #001PY 2025

1250 RIVERFRONT CENTER - AMSTERDAM, NY 120104602518-684-6089cranesville.comLinkedIn51-200 employeesbuilding materials

Prospect flagsHigh fees

How to read this page

Total assets (EOY)

$13.7M

+11.4% from 2024

Total participants

206

+13.8% from 2024

Average account balance

$71,749

+3.8% from 2024

Annual return

11.98%

-4.43 pp from 2024

Benchmarks

See 170 peers

Peer group

Industry32 - Manufacturing

Plan typeDefined contribution

Participants100-249

Cohort170 peers

Snapshot2025

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$13.70M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$72K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

191

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

91.6%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$842K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$5K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+11.98%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$633

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

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Service providers

Top 3 by compensation

Provider	Service type	Compensation
PRINCIPAL LIFE INSURANCE COMPANY10+ years Service code 13 · EIN 42-0127290	Contract Administrator	$73,882
MERRILL LYNCH PIERCE FENNER & SMITH5 years Service code 27 · EIN 13-5674085	Advisory (Plan)	$36,359
WEST & COMPANY, CPA'S PC1 year Filed as: WEST & COMPANY CPA PC Service code 10 · EIN 14-1662664	Accounting	$10,750

Plan features & details

Pension benefit codes2E2F2G2J2T3D3H

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

1 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$121K

$680 / participant

Investment mgmt$36K30.1%
Contract admin$74K61.1%
Other / not subdivided$11K8.9%

% of EOY assets

0.883%

all-in expense ratio

Categories reported

2 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: WEST & COMPANY, CPA PC
Auditor EIN: 141662664
Audit fees: $10,750
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$71,749

$77,670-7.6%

$125,529-42.8%

$65,306+9.9%

Participation rate

91.6%

63.2%+28.4pp

74.7%+16.8pp

57.7%+33.9pp

Annual return

11.98%

15.16%-3.2pp

202.56%-190.6pp

21.94%-10.0pp

Employer contribution / active EE

$2,020

$2,099-3.8%

$3,058-33.9%

$1,967+2.7%

Participant deferral / active EE

$2,712

$3,095-12.4%

$4,813-43.6%

$2,959-8.3%

Admin fee / account holder

$633

$3,598-82.4%

$16,298-96.1%

$3,480-81.8%

Provider

Service type

Compensation

PRINCIPAL LIFE INSURANCE COMPANY10+ years

Service code 13 · EIN 42-0127290

Contract Administrator

$73,882

MERRILL LYNCH PIERCE FENNER & SMITH5 years

Service code 27 · EIN 13-5674085

Advisory (Plan)

$36,359

WEST & COMPANY, CPA'S PC1 year

Filed as: WEST & COMPANY CPA PC

Service code 10 · EIN 14-1662664

Accounting

$10,750

PROFIT SHARING & SAVINGS PLAN FOR EMPLOYEES OF CRANESVILLE BLOCK CO.,

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

PROFIT SHARING & SAVINGS PLAN FOR EMPLOYEES OF CRANESVILLE BLOCK CO.,

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion