Retirement plan

SMITH, SEAMAN & QUACKENBUSH, INC 401K PROFIT SHAR NG PLAN AND TRUST

Name: SMITH, SEAMAN & QUACKENBUSH, INC - SMITH, SEAMAN & QUACKENBUSH, INC 401K PROFIT SHAR NG PLAN AND TRUST (2025) Form 5500
Creator: SMITH, SEAMAN & QUACKENBUSH, INC
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, SMITH, SEAMAN & QUACKENBUSH, INC 401K PROFIT SHAR NG PLAN AND TRUST, SMITH, SEAMAN & QUACKENBUSH, INC

SMITH, SEAMAN & QUACKENBUSH, INCEIN 14-1303462Plan #001PY 2025

117 MAPLE AVE - MONROE, NY 109503507845-782-8185ssqfuneralhome.comLinkedIn1-10 employeesindividual & family services

Prospect flagsHigh fees

How to read this page

Total assets (EOY)

$2.2M

-64.6% from 2024

Total participants

+40.0% from 2024

Average account balance

$199,036

-67.8% from 2024

Annual return

4.22%

-18.99 pp from 2024

Benchmarks

See 9,624 peers

Peer group

Industry81 - Other Services (except Public Administration)

Plan typeDefined contribution

Participants<25

Cohort9,624 peers

Snapshot2025

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$2.19M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$199K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

100.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$120K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$11K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+4.22%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$400379

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2J3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$4.4M

$400379 / participant

Other / not subdivided$4M100.0%

% of EOY assets

201.159%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$199,036

$157,829+26.1%

$136,867+45.4%

$198,609+0.2%

Participation rate

72.7%

77.2%-4.4pp

74.5%-1.8pp

82.4%-9.7pp

Annual return

4.22%

51.25%-47.0pp

42.97%-38.8pp

202.70%-198.5pp

Employer contribution / active EE

$4,777

$3,923+21.8%

$3,547+34.7%

$5,055-5.5%

Participant deferral / active EE

$6,113

$5,463+11.9%

$4,924+24.2%

$6,977-12.4%

Admin fee / account holder

$400,379

$11,107+3504.7%

$10,340+3772.1%

$19,030+2003.9%

SMITH, SEAMAN & QUACKENBUSH, INC 401K PROFIT SHAR NG PLAN AND TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

SMITH, SEAMAN & QUACKENBUSH, INC 401K PROFIT SHAR NG PLAN AND TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion