Retirement plan

EMPLOYEE BENEFIT PLAN OF COUNCIL OF FAMILY & CHILD CARING AGENCIES

Name: COUNCIL OF FAMILY AND CHILD CARING AGENCIES - EMPLOYEE BENEFIT PLAN OF COUNCIL OF FAMILY & CHILD CARING AGENCIES (2025) Form 5500
Creator: COUNCIL OF FAMILY AND CHILD CARING AGENCIES
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, EMPLOYEE BENEFIT PLAN OF COUNCIL OF FAMILY & CHILD CARING AGENCIES, COUNCIL OF FAMILY AND CHILD CARING AGENCIES

COUNCIL OF FAMILY AND CHILD CARING AGENCIESEIN 13-6260008Plan #001PY 2025

254 W 31ST ST., FL 5 - NEW YORK, NY 10001518-453-1160cofcca.orgLinkedIn11-50 employeesnon-profit organization management

Other plans on this EIN

1 filing

#004Retirement-$1.2M assets

Prospect flagsHigh feesLow fidelity bond

Top hat statement on fileNQDC

Filed June 15, 2026

Plan administrator

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1 Steuben Place

Albany, NY 12207

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Plans declared (1)

Council of Family and Child Caring Agencies, Inc. 457(b) Plan1 emp

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Total assets (EOY)

$959K

+16.3% from 2024

Total participants

-7.1% from 2024

Average account balance

$73,778

+25.2% from 2024

Annual return

11.53%

+0.43 pp from 2024

Benchmarks

See 79,137 peers

Peer group

Industry62 - Health Care and Social Assistance

Plan typeDefined contribution

Participants<25

Cohort79,137 peers

Snapshot2025

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$959K

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$74K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

216.7%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$58K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$10K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+11.53%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$2045

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

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Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2C3D2G2F2T

Plan features

2C
Money purchase plan
Money purchase pension plan other than a target benefit plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
ComplianceLow fidelity bond
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).

Expense breakdown

Schedule H Part II

Admin total

$27K

$4431 / participant

Other / not subdivided$27K100.0%

% of EOY assets

2.772%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$73,778

$172,111-57.1%

$150,298-50.9%

$137,256-46.2%

Participation rate

100.0%

81.7%+18.3pp

77.8%+22.2pp

80.0%+20.0pp

Annual return

11.53%

69.37%-57.8pp

62.79%-51.3pp

220.34%-208.8pp

Employer contribution / active EE

$9,585

$4,636+106.7%

$4,154+130.7%

$4,156+130.6%

Participant deferral / active EE

$6,166-100.0%

$5,453-100.0%

$6,407-100.0%

Admin fee / account holder

$2,045

$16,471-87.6%

$14,116-85.5%

$12,270-83.3%

EMPLOYEE BENEFIT PLAN OF COUNCIL OF FAMILY & CHILD CARING AGENCIES

Top hat statement on fileNQDC

Plan administrator

Plans declared (1)

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

EMPLOYEE BENEFIT PLAN OF COUNCIL OF FAMILY & CHILD CARING AGENCIES

Top hat statement on fileNQDC

Plan administrator

Plans declared (1)

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion