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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,168 | $110,337-50.0% | $102,383-46.1% | $145,877-62.2% |
| Participation rate | 81.3% | 77.9%+3.3pp | 74.5%+6.7pp | 80.3%+0.9pp |
| Annual return | 13.57% | 24.83%-11.3pp | 24.94%-11.4pp | 551.28%-537.7pp |
| Employer contribution / active EE | $2,217 | $4,216-47.4% | $3,870-42.7% | $4,663-52.4% |
| Participant deferral / active EE | $6,826 | $5,621+21.4% | $5,060+34.9% | $6,691+2.0% |
| Admin fee / account holder | $1,091 | $9,750-88.8% | $8,391-87.0% | $13,402-91.9% |