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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,168 | $111,814-50.7% | $103,374-46.6% | $145,959-62.2% |
| Participation rate | 81.3% | 77.9%+3.3pp | 74.5%+6.7pp | 80.3%+1.0pp |
| Annual return | 13.57% | 24.77%-11.2pp | 24.89%-11.3pp | 561.95%-548.4pp |
| Employer contribution / active EE | $2,217 | $4,214-47.4% | $3,869-42.7% | $4,661-52.4% |
| Participant deferral / active EE | $6,826 | $5,618+21.5% | $5,058+35.0% | $6,689+2.1% |
| Admin fee / account holder | $1,091 | $9,754-88.8% | $8,394-87.0% | $13,398-91.9% |