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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $403,446 | $102,422+293.9% | $147,117+174.2% | $80,959+398.3% |
| Participation rate | 96.6% | 75.9%+20.7pp | 82.2%+14.4pp | 67.7%+28.9pp |
| Annual return | 12.41% | 135.16%-122.7pp | 420.54%-408.1pp | 35.67%-23.3pp |
| Employer contribution / active EE | $9,169 | $3,717+146.7% | $4,932+85.9% | $2,757+232.6% |
| Participant deferral / active EE | $8,536 | $6,652+28.3% | $8,065+5.8% | $4,300+98.5% |
| Admin fee / account holder | $49,891 | $7,953+527.3% | $12,993+284.0% | $6,925+620.4% |