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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $176,357 | $111,787+57.8% | $93,681+88.3% | $145,978+20.8% |
| Participation rate | 55.6% | 74.2%-18.7pp | 68.7%-13.2pp | 80.3%-24.7pp |
| Annual return | 8.86% | 203.52%-194.7pp | 133.47%-124.6pp | 550.52%-541.7pp |
| Employer contribution / active EE | $2,283 | $3,093-26.2% | $2,422-5.8% | $4,662-51.0% |
| Participant deferral / active EE | $7,438 | $4,918+51.3% | $4,415+68.5% | $6,690+11.2% |
| Admin fee / account holder | $6,110 | $10,256-40.4% | $8,290-26.3% | $13,400-54.4% |