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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,295 | $183,516-67.1% | $155,534-61.2% | $145,884-58.7% |
| Participation rate | 85.7% | 82.7%+3.0pp | 78.2%+7.5pp | 80.3%+5.4pp |
| Annual return | 12.21% | 61.43%-49.2pp | 64.92%-52.7pp | 551.85%-539.6pp |
| Employer contribution / active EE | $1,504 | $5,315-71.7% | $4,675-67.8% | $4,662-67.7% |
| Participant deferral / active EE | $7,608 | $6,467+17.7% | $5,630+35.1% | $6,690+13.7% |
| Admin fee / account holder | $531 | $19,293-97.2% | $15,900-96.7% | $13,392-96.0% |