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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $212,810 | $159,978+33.0% | $147,041+44.7% | $145,978+45.8% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 38.40% | 98.36%-60.0pp | 419.21%-380.8pp | 550.52%-512.1pp |
| Employer contribution / active EE | $35,886 | $5,288+578.6% | $4,935+627.2% | $4,662+669.8% |
| Participant deferral / active EE | $30,500 | $8,429+261.9% | $8,071+277.9% | $6,690+355.9% |
| Admin fee / account holder | $1,451 | $15,053-90.4% | $13,006-88.8% | $13,400-89.2% |