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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,595 | $174,379-36.6% | $152,093-27.3% | $138,895-20.4% |
| Participation rate | 66.7% | 81.6%-15.0pp | 77.8%-11.1pp | 79.9%-13.3pp |
| Annual return | 19.39% | 74.86%-55.5pp | 66.36%-47.0pp | 145.39%-126.0pp |
| Employer contribution / active EE | $2,949 | $4,652-36.6% | $4,175-29.3% | $4,194-29.7% |
| Participant deferral / active EE | $5,549 | $6,159-9.9% | $5,451+1.8% | $6,396-13.2% |
| Admin fee / account holder | $2,739 | $16,880-83.8% | $14,497-81.1% | $12,562-78.2% |