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| Provider | Service type | Compensation |
|---|---|---|
EQUITABLE ADVISORS LLC2 years Service code 27 · EIN 13-4078005 | Advisory (Plan) | $65,830 |
Service code 15 · EIN 13-3689044 | Recordkeeping | $39,621 |
Service code 15 · EIN 42-1484983 | Recordkeeping | $36,752 |
Filed as: TRANSAMERICA TRUST COMPANY Service code 21 · EIN 42-0947998 | Bank Trustee | $167 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,201 | $129,227-77.4% | $184,260-84.2% | $77,736-62.4% |
| Participation rate | 86.7% | 87.4%-0.7pp | 86.8%-0.1pp | 70.6%+16.1pp |
| Annual return | 17.84% | 33.24%-15.4pp | 28.84%-11.0pp | 31.26%-13.4pp |
| Employer contribution / active EE | $2,363 | $4,412-46.4% | $6,427-63.2% | $2,728-13.4% |
| Participant deferral / active EE | $6,385 | $7,307-12.6% | $9,133-30.1% | $4,651+37.3% |
| Admin fee / account holder | $343 | $256+34.2% | $13,898-97.5% | $433-20.8% |