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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $751,060 | $162,967+360.9% | $135,792+453.1% | $138,895+440.7% |
| Participation rate | 100.0% | 78.3%+21.7pp | 72.6%+27.4pp | 79.9%+20.1pp |
| Annual return | 7.54% | 30.08%-22.5pp | 25.96%-18.4pp | 145.39%-137.9pp |
| Employer contribution / active EE | $6,600 | $4,211+56.7% | $3,496+88.8% | $4,194+57.4% |
| Participant deferral / active EE | $17,600 | $5,640+212.0% | $4,759+269.8% | $6,396+175.2% |
| Admin fee / account holder | $2,194 | $15,306-85.7% | $12,266-82.1% | $12,562-82.5% |