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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $675,909 | $150,412+349.4% | $120,574+460.6% | $145,884+363.3% |
| Participation rate | 100.0% | 78.8%+21.2pp | 71.9%+28.1pp | 80.3%+19.7pp |
| Annual return | 18.29% | 154.50%-136.2pp | 107.42%-89.1pp | 551.85%-533.6pp |
| Employer contribution / active EE | $7,680 | $4,355+76.4% | $3,471+121.3% | $4,662+64.7% |
| Participant deferral / active EE | $20,480 | $6,175+231.7% | $4,996+309.9% | $6,690+206.1% |
| Admin fee / account holder | $1,977 | $12,224-83.8% | $9,445-79.1% | $13,392-85.2% |