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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,103 | $88,778-63.8% | $81,844-60.8% | $145,884-78.0% |
| Participation rate | 88.9% | 75.1%+13.8pp | 72.4%+16.5pp | 80.3%+8.6pp |
| Annual return | 11.76% | 1033.03%-1021.3pp | 778.87%-767.1pp | 551.85%-540.1pp |
| Employer contribution / active EE | $1,441 | $3,087-53.3% | $2,916-50.6% | $4,662-69.1% |
| Participant deferral / active EE | $5,462 | $4,648+17.5% | $4,323+26.3% | $6,690-18.4% |
| Admin fee / account holder | $745 | $8,430-91.2% | $7,355-89.9% | $13,392-94.4% |