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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $372,268 | $76,785+384.8% | $56,441+559.6% | $145,959+155.0% |
| Participation rate | 15.4% | 63.2%-47.9pp | 52.5%-37.1pp | 80.3%-64.9pp |
| Annual return | 4.08% | 3000.51%-2996.4pp | 1704.21%-1700.1pp | 561.95%-557.9pp |
| Employer contribution / active EE | $345 | $1,381-75.0% | $1,039-66.8% | $4,661-92.6% |
| Participant deferral / active EE | $4,615 | $2,624+75.9% | $1,953+136.3% | $6,689-31.0% |
| Admin fee / account holder | $0 | $3,334-100.0% | $2,829-100.0% | $13,398-100.0% |