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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $230,584 | $88,778+159.7% | $81,844+181.7% | $145,884+58.1% |
| Participation rate | 100.0% | 75.1%+24.9pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 12.23% | 1033.03%-1020.8pp | 778.87%-766.6pp | 551.85%-539.6pp |
| Employer contribution / active EE | $5,111 | $3,087+65.6% | $2,916+75.2% | $4,662+9.6% |
| Participant deferral / active EE | $14,883 | $4,648+220.2% | $4,323+244.2% | $6,690+122.5% |
| Admin fee / account holder | $10,254 | $8,430+21.6% | $7,355+39.4% | $13,392-23.4% |