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Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $349,547 | $174,379+100.5% | $152,093+129.8% | $138,895+151.7% |
| Participation rate | 100.0% | 81.6%+18.4pp | 77.8%+22.2pp | 79.9%+20.1pp |
| Annual return | 8.15% | 74.86%-66.7pp | 66.36%-58.2pp | 145.39%-137.2pp |
| Employer contribution / active EE | $20,411 | $4,652+338.8% | $4,175+388.9% | $4,194+386.7% |
| Participant deferral / active EE | $9,840 | $6,159+59.8% | $5,451+80.5% | $6,396+53.8% |
| Admin fee / account holder | $0 | $16,880-100.0% | $14,497-100.0% | $12,562-100.0% |