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| Provider | Service type | Compensation |
|---|---|---|
AMERICAN REALTY ADVISORS2 years Filed as: DEXIA HOLDINGS INC Service code 99 575 5TH AVE 14 FL · NEW YORK, NY 10017 | Other Fees | $77,255 |
Filed as: PLANNED RETIREMENT CONSULTANTS Service code 13 AND ADMINISTRATORS, LLC · RIDGEWOOD, NJ 074515126 | Contract Administrator | $1,250 |
AMERICAN FUNDS5+ years Filed as: CAPITAL GROUP RETIREMENT PLAN SERVI Service code 64 6455 IRVINE CENTER DRIVE · IRVINE, CA 92618 | Recordkeeping Fees | $675 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $479,650 | $201,370+138.2% | $184,256+160.3% | $145,897+228.8% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 13.44% | 29.05%-15.6pp | 28.85%-15.4pp | 552.29%-538.9pp |
| Employer contribution / active EE | $20,217 | $7,024+187.8% | $6,427+214.6% | $4,663+333.6% |
| Participant deferral / active EE | $20,167 | $9,808+105.6% | $9,133+120.8% | $6,689+201.5% |
| Admin fee / account holder | $740 | $16,364-95.5% | $13,899-94.7% | $13,390-94.5% |