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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,542 | $197,819-53.2% | $155,789-40.6% | $125,389-26.2% |
| Participation rate | 100.0% | 82.1%+17.9pp | 76.1%+23.9pp | 83.2%+16.8pp |
| Annual return | -0.58% | 86.73%-87.3pp | 71.54%-72.1pp | 282.24%-282.8pp |
| Employer contribution / active EE | $17,366 | $4,850+258.0% | $3,839+352.4% | $4,866+256.9% |
| Participant deferral / active EE | $13,459 | $5,631+139.0% | $4,798+180.5% | $5,352+151.5% |
| Admin fee / account holder | $6,977 | $9,544-26.9% | $7,477-6.7% | $9,541-26.9% |