Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,004 | $138,393-61.7% | $184,256-71.2% | $80,959-34.5% |
| Participation rate | 64.3% | 83.9%-19.6pp | 86.8%-22.5pp | 67.7%-3.4pp |
| Annual return | 11.58% | 20.01%-8.4pp | 28.85%-17.3pp | 35.67%-24.1pp |
| Employer contribution / active EE | $595 | $4,847-87.7% | $6,427-90.7% | $2,757-78.4% |
| Participant deferral / active EE | $3,567 | $7,076-49.6% | $9,133-60.9% | $4,300-17.0% |
| Admin fee / account holder | $2,714 | $10,489-74.1% | $13,899-80.5% | $6,925-60.8% |