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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $732,068 | $125,778+482.0% | $114,563+539.0% | $154,746+373.1% |
| Participation rate | 100.0% | 75.2%+24.8pp | 72.9%+27.1pp | 80.7%+19.3pp |
| Annual return | 11.38% | 295.14%-283.8pp | 241.09%-229.7pp | 172.34%-161.0pp |
| Employer contribution / active EE | $2,594 | $2,806-7.6% | $2,592+0.1% | $4,379-40.8% |
| Participant deferral / active EE | $3,333 | $4,445-25.0% | $4,142-19.5% | $6,730-50.5% |
| Admin fee / account holder | $5,538 | $8,190-32.4% | $7,623-27.4% | $14,365-61.5% |