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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $436,709 | $142,972+205.5% | $214,702+103.4% | $86,983+402.1% |
| Participation rate | 100.0% | 84.9%+15.1pp | 87.5%+12.5pp | 69.5%+30.5pp |
| Annual return | 12.82% | 18.49%-5.7pp | 54.55%-41.7pp | 25.83%-13.0pp |
| Employer contribution / active EE | $10,782 | $4,635+132.6% | $6,461+66.9% | $2,584+317.2% |
| Participant deferral / active EE | $21,128 | $6,568+221.7% | $9,147+131.0% | $4,194+403.8% |
| Admin fee / account holder | $1,308 | $17,617-92.6% | $19,830-93.4% | $7,856-83.3% |