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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $487,090 | $154,228+215.8% | $145,433+234.9% | $137,256+254.9% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 10.20% | 74.59%-64.4pp | 66.58%-56.4pp | 220.34%-210.1pp |
| Employer contribution / active EE | $16,381 | $4,804+241.0% | $4,554+259.7% | $4,156+294.1% |
| Participant deferral / active EE | $3,773 | $8,216-54.1% | $7,897-52.2% | $6,407-41.1% |
| Admin fee / account holder | $10,817 | $14,344-24.6% | $13,129-17.6% | $12,270-11.8% |