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| Provider | Service type | Compensation |
|---|---|---|
CHARLES SCHWAB & CO., INC.2 years Filed as: SCHWAB RETIREMENT PLAN SERVICES,INC Service code 15 · EIN 34-1479833 | Recordkeeping | $28,852 |
CHARLES SCHWAB & CO., INC.3 years Service code 33 · EIN 94-1737782 | Shareholder servicing fees; Float rev... | $2,533 |
CHARLES SCHWAB & CO., INC.2 years Filed as: CHARLES SCHWAB & CO.INC. AND AFFIL Service code 59 | Shareholder Servicing | $0 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $401,483 | $122,239+228.4% | $184,200+118.0% | $74,546+438.6% |
| Participation rate | 84.6% | 85.5%-0.9pp | 86.8%-2.2pp | 67.2%+17.4pp |
| Annual return | 12.84% | 19.95%-7.1pp | 28.80%-16.0pp | 1366.03%-1353.2pp |
| Employer contribution / active EE | $401 | $4,537-91.2% | $6,424-93.8% | $2,624-84.7% |
| Participant deferral / active EE | $17,276 | $7,139+142.0% | $9,132+89.2% | $4,347+297.4% |
| Admin fee / account holder | $142 | $1,260-88.7% | $13,907-99.0% | $1,944-92.7% |