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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,808 | $75,058+61.0% | $152,301-20.7% | $64,340+87.8% |
| Participation rate | 50.0% | 60.9%-10.9pp | 82.4%-32.4pp | 55.2%-5.2pp |
| Annual return | 14.54% | 29.93%-15.4pp | 80.50%-66.0pp | 24.14%-9.6pp |
| Employer contribution / active EE | $0 | $2,605-100.0% | $4,624-100.0% | $1,862-100.0% |
| Participant deferral / active EE | $4,313 | $5,041-14.4% | $8,004-46.1% | $2,980+44.7% |
| Admin fee / account holder | $13,030 | $4,050+221.7% | $14,398-9.5% | $3,703+251.9% |