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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $166,226 | $138,386+20.1% | $184,260-9.8% | $80,935+105.4% |
| Participation rate | 88.6% | 83.9%+4.7pp | 86.8%+1.8pp | 67.7%+21.0pp |
| Annual return | 16.42% | 20.02%-3.6pp | 28.84%-12.4pp | 35.66%-19.2pp |
| Employer contribution / active EE | $954 | $4,851-80.3% | $6,427-85.2% | $2,757-65.4% |
| Participant deferral / active EE | $14,601 | $7,076+106.4% | $9,133+59.9% | $4,299+239.6% |
| Admin fee / account holder | $3,397 | $10,489-67.6% | $13,898-75.6% | $6,924-50.9% |