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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $253,485 | $79,894+217.3% | $135,792+86.7% | $82,637+206.7% |
| Participation rate | 98.3% | 63.0%+35.3pp | 72.6%+25.7pp | 68.1%+30.2pp |
| Annual return | 14.30% | 17.20%-2.9pp | 25.96%-11.7pp | 53.51%-39.2pp |
| Employer contribution / active EE | $15,496 | $2,165+615.7% | $3,496+343.3% | $2,552+507.2% |
| Participant deferral / active EE | $13,079 | $3,194+309.5% | $4,759+174.8% | $4,126+217.0% |
| Admin fee / account holder | $40,315 | $6,434+526.6% | $12,266+228.7% | $7,339+449.3% |