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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,968 | $181,062-44.2% | $158,223-36.2% | $155,188-34.9% |
| Participation rate | 100.0% | 82.7%+17.3pp | 79.2%+20.8pp | 80.8%+19.2pp |
| Annual return | 13.73% | 57.39%-43.7pp | 52.09%-38.4pp | 148.84%-135.1pp |
| Employer contribution / active EE | $9,615 | $4,565+110.6% | $4,109+134.0% | $4,248+126.3% |
| Participant deferral / active EE | $9,491 | $6,134+54.7% | $5,467+73.6% | $6,531+45.3% |
| Admin fee / account holder | $1,008 | $18,825-94.6% | $16,047-93.7% | $14,480-93.0% |