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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $417,940 | $160,028+161.2% | $147,080+184.2% | $145,884+186.5% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 10.42% | 98.60%-88.2pp | 420.17%-409.7pp | 551.85%-541.4pp |
| Employer contribution / active EE | $475 | $5,286-91.0% | $4,933-90.4% | $4,662-89.8% |
| Participant deferral / active EE | $8,079 | $8,422-4.1% | $8,066+0.2% | $6,690+20.8% |
| Admin fee / account holder | $7,520 | $15,030-50.0% | $12,989-42.1% | $13,392-43.8% |