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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $557,407 | $111,814+398.5% | $103,378+439.2% | $145,978+281.8% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 5.59% | 24.80%-19.2pp | 24.91%-19.3pp | 550.52%-544.9pp |
| Employer contribution / active EE | $3,328 | $4,215-21.0% | $3,870-14.0% | $4,662-28.6% |
| Participant deferral / active EE | $14,316 | $5,618+154.8% | $5,058+183.0% | $6,690+114.0% |
| Admin fee / account holder | $2,623 | $9,764-73.1% | $8,401-68.8% | $13,400-80.4% |