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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $455,867 | $160,028+184.9% | $147,080+209.9% | $145,884+212.5% |
| Participation rate | 85.7% | 84.0%+1.7pp | 82.2%+3.5pp | 80.3%+5.4pp |
| Annual return | 13.25% | 98.60%-85.3pp | 420.17%-406.9pp | 551.85%-538.6pp |
| Employer contribution / active EE | $16,880 | $5,286+219.4% | $4,933+242.2% | $4,662+262.1% |
| Participant deferral / active EE | $14,413 | $8,422+71.1% | $8,066+78.7% | $6,690+115.5% |
| Admin fee / account holder | $4,931 | $15,030-67.2% | $12,989-62.0% | $13,392-63.2% |