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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $455,867 | $160,040+184.8% | $147,096+209.9% | $145,877+212.5% |
| Participation rate | 85.7% | 84.0%+1.7pp | 82.2%+3.5pp | 80.3%+5.4pp |
| Annual return | 13.25% | 98.49%-85.2pp | 419.75%-406.5pp | 551.28%-538.0pp |
| Employer contribution / active EE | $16,880 | $5,289+219.1% | $4,936+242.0% | $4,663+262.0% |
| Participant deferral / active EE | $14,413 | $8,429+71.0% | $8,071+78.6% | $6,691+115.4% |
| Admin fee / account holder | $4,931 | $15,050-67.2% | $13,005-62.1% | $13,402-63.2% |